It’s interesting that some people I talk to would never even think of cruising because of the “health care” issue. They feel they’ll need the 500k to 1 million in their future IRA accounts just for the multi-K a month health care insurance and costs. Sailing a boat before that having all that paid in advance would be fool-hardy, they believe
Meanwhile, successful cruisers seem to find alternatives, either in catastropic coverage, and simply “payiing cash” as they need health care as they go. However, there might be “disaster stories” concerning lack of coverage of cruisers that we never hear about.
All of it is worthy of concern, but I’d like to think there’s a solution for someone who wants to start cruising in their mid-fifties instead of mid-sixties.